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Title Insurance	Insurance that protects the lender (lender's policy) or the buyer (owner's policy) against loss arising from disputes over ownership of a property. Your lender will require that you buy title insurance to ensure that you are receiving a "marketable title." There are two types of title insurance policies: Lender's policy (mandatory): This protects the lender should a flaw in the title be detected after the property has been purchased. Owner's policy (optional, but recommended): This protects you should a flaw in the title be detected after the property has been purchased. Generally, the buyer pays the cost of both policies. Check with your insurer, because you may receive a price break if you seek a combined lender/owner policy or if you purchase a "reissue" policy from the company that previously insured the title.

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