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Have you been trying to save up to buy a new home but are finding it difficult to come up with 3% for a down payment?  Academy Mortgage may be able to help!  Here's how they can get you into a new home for as little as 0.5% down!

  • Must have credit score of 680 or higher
  • Borrower income must not exceed $110,000
  • Conventional Loan Program at a 30 year fixed rate through Idaho Housing
  • 3% Down payment for 1st loan
  • Second loan to cover 2.5% of down payment at a 10 year fixed rate
  • Seller to pay 3% for closing cost


If you'd like additional info or to apply today, contact Leon Baker at Academy Mortgage!