Have These Items Ready When You Apply For a Loan

It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly, so "alternate documentation" has become more widely used. Alternate documentation means that underwriting answers can be obtained with information supplied directly from the borrower instead of waiting around for verifications to come back in the mail.

Your First Step Toward Buying a Home

When preparing to buy a home, the first thing many Homebuyers do is look at "homes for sale" ads in newspapers, magazines and listings on the internet. Some potential buyers read "how-to" articles like this one. The next thing you should do is look at your savings.

Why?

Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer Homebuyers convenient, affordable housing.

The two most common forms of common interest developments in many states are Condominiums and Planned Unit Developments, often referred to as PUDs. The essential characteristics shared by these two forms of ownership are:

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes and insurance, but what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The LTA has answered some of the questions most commonly asked about the Mello-Roos Community Facilities Act.

What is a Mello-Roos District?

A Mello-Roos District is an area where a special tax is imposed on those real property owners within a Community Facilities District.

Ever think of investing in Idaho real estate, but thought that you don't have the extra income or means to put into it?  This article is not a get rich quick scheme or a zero down real estate program, but it will give you a glimpse of what may be possible when you think about what you have to work with when investing in Idaho Real Estate.

Please pick up a copy of the Canyon County Magazine and share this article with a friend.  Whenever you think of buying or selling Idaho real estate, please think of me.  Thank you!

Many sellers think about taking their home off the market during the holidays. This may be the best time of year to find a serious, qualified buyer who may be in town visiting family for the holidays. This article spells out some good advice for sellers during this time of year.  When you are thinking of buying a home, think of Idaho Real Estate!  Call Don Wixom for quality service throughout the year!

For your property to sell, count on Don for the most exposure to the marketplace, world-wide! There's more to selling a home in Idaho than placing a sign in the yard.

It takes personal marketing to buyers as well as other agents.

It takes someone on the go to make contacts with more people on a daily basis.

It takes advertising in print media as well as electronic & Internet marketing. Information is power!

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water.

Leaks are caused by the rust inside underground tanks, or by an electrical condition sparked by electric utility lines.

Buyers should have the tank inspected to make sure that it is structurally sound.